About Us

Celebration of History

Since opening our doors in 1879, Farmers State Bank has been locally owned and operated with the same name. With just a handful of employees, Farmers State Bank began serving the banking needs of the small farming community of Jesup. Since then, FSB has experienced steady growth, growing to nine full-service branches and increasing assets to over $300 million today.

Built on the solid foundations of the past, FSB offers local service, solid advice, integrity, and experience, but now on a much grander scale. Originally FSB specialized in agricultural loans, but has evolved into a full-service bank offering all the services to that of a corporate bank. We still prefer names to account numbers and addresses to loan numbers. Relationship-based banking makes sense to us and it’s just how we do business.


Since opening our doors in Jesup, FSB has expanded into Raymond, Dunkerton, Waterloo, Cedar Falls, Gilbertville and La Porte City. With nine locations and over a hundred employees, we're well established and highly regarded. We continually strive to maintain a high level of customer service. FSB is proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met.

Throughout the years, Farmers State Bank has developed a strong reputation for providing outstanding service to clients and strongly supporting local communities. Whether you’re looking for a preferred lender, concerned about the security of your financial records, or determined to make the most of your time, FSB has you covered. FSB is a certified and preferred SBA (Small Business Administration) lender. In addition to being your local loan specialist, we offer products and services specifically designed with your security and convenience in mind. An FSB Check Card does the work of a checkbook and ATM card while keeping your transactions secure. Transfer funds, view and print statements, and check balances with our free I-Banking service. Pay bills online anywhere, anytime with FSB free Bill Pay. These are just a few of the ways we're working to help fulfill your dreams and aspirations, to create a better life for yourself and your family.

The Future

While celebrating a past rich with tradition, we also celebrate our future. The year 2009 marked a special time in Farmers State Bank’s history, as we commemorated our 130th year. We intend to remain independent, with community-oriented leadership, unequaled personal service, great products and services, and the best interest of our customers always in mind. We invite you to experience what “Building your Success” is all about, to be served by people who truly care about your success.