Business

Business Checking

For your business, large or small, with credits for collected balances.

Our business checking accounts are full-service, non-interest bearing accounts that offer a cost-effective method of managing cash flow for businesses. This type of account features an earnings credit that is applied to reduce or eliminate fees on the account and there is no minimum balance requirement. We provide you with detailed monthly balance and analysis statements that give you peace of mind with accurate reporting and detailed accounting of cash flow. The earnings credit will offset fees and help you save money and requires only a $100 opening deposit.

Farmers State Bank is dedicated to helping small businesses succeed. To do that, we work with our customers to counsel them on the best banking solutions. Our Business Checking and business savings accounts provide maximum benefit with minimal risk to your business. Contact a FSB banker today to learn more about what we can do to help you grow your business. Click below to apply for an FSB account now.

  • $100.00 minimum opening deposit required
  • Earnings credit used to offset fees
  • Available with eStatements

Fees

  • Business Paper Statement Fee $5.00*
  • Business Withdrawal Fee: $.15* each debit
  • Returned Deposited Checks or ACH Debits: $5.00*
  • Non FSB Checks $.05*
  • ACH Originated Debit or Credit: $.05*
  • Negative Collected Balance: Prime + 1%
  • Deposit offage (1st waived/cycle): $3.00/occurance
  • Deposit Fee $0.25

The sum of the fees minus the earnings credit will be the Analysis Fee charged each monthly statement cycle.
* May Be Subject To Iowa Sales Tax

For more details please visit a Farmers State Bank location, call FSB at 1-877-FSB-1879, or email FSB at bank@fsb1879.com

Information Needed
  General Partnership Limited Partnership Limited Liability Partnership (LLP) Limited Liability Company Corporation Non-Profit Organization
Tax I.D. Number X X X X X
Letter Stating Principles X X X X X
Partnership Authorization   X X    
Company Authorization     X    
Corporate Resolution       X  
Organization Resolution         X

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