| Deposit Rates |
Rates Effective 7/5/2008 |
| Term |
Minimum |
APY* |
Interest Rate |
| 5-11 Month CD | $1000 | 3.03% | 3.00% | | 15-19 Month CD | $1000 | 3.30% | 3.27% | | 39-59 Month CD | $1000 | 3.79% | 3.75% |
| Term |
Minimum |
APY* |
Interest Rate |
| 91 Day CD | $1000 | 1.75% | 1.74% | | 6 Month CD | $1000 | 2.00% | 1.99% | | 9 Month CD | $1000 | 2.10% | 2.08% | | 1 Year CD | $1000 | 2.25% | 2.24% | | 2 Year CD | $1000 | 2.50% | 2.48% | | 3 Year CD | $1000 | 2.75% | 2.73% | | 4 Year CD | $1000 | 3.00% | 2.98% | | 5 Year CD | $1000 | 3.50% | 3.47% |
| Term |
Minimum |
APY* |
Interest Rate |
| IRA Variable* 1 Year CD (Interest Compounds Daily) | $100 | 2.00% | 1.98% | | IRA Fixed 2 Year CD (Interest Compounds Semiannually) | $100 | 2.50% | 2.48% |
| |
| CD INFORMATION - EARLY WITHDRAWL PENALTIES |
| 91 Day CD | 91 Day Interest Penalty | | 6 Month – 5 Year CD | 6 Month Interest Penalty |
| |
| INTEREST COMPOUNDING FREQUENCY |
| 91 Day CD | 91 Days | | 6 Month CD | 6 Months | | 9 Month CD | Quarterly | | 13 Month CD + | Semiannually and at Maturity | | 1 - 5 Year CD | Semiannually |
| Balance |
APY* |
Interest Rate |
| $1000 - $24,999.99 | .25% | .25% | | $25,000 - $49,999.99 | .50% | .50% | | $50,000 - $99,999.99 | .75% | .75% | | $100,000 - $299,999.99 | 1.25% | 1.25% | | $300,000 + | 1.45% | 1.44% |
*Interest Compounded Monthly
6 Withdrawls per month, 3 of which can be checks |
| Balance |
APY* |
Interest Rate |
| $50 Minimum Balance | .20% | .20% |
| *Interest Compounds Monthly |
|
|
| Balance |
APY* |
Interest Rate |
| $800 Minimum Balance | .10% | .10% |
| *Interest Compounds Monthly |
|
|
| Balance |
APY* |
Interest Rate |
| $0 - $1,999.00 | .10% | .10% | | $2,000 - $9,999.00 | .10% | .10% | | $10,000.00 - $24,999.99 | .20% | .20% | | $25,000 + | .30% | .30% |
| *$10,000 combined minimum balance to open. Interest Compounds Monthly |
|
|
| Balance |
APY* |
Interest Rate |
| $100 Minimum Balance to Open | .75% | .75% |
*APY (Annual Percentage Yield) and Interest Rate are variable
and may change DAILY. Fees may reduce earnings on FSB MMDA, Savings, FSB Gold
NOW, and FSB Platinum NOW accounts.
For more details on this Account please refer to the Truth in Savings Disclosure link at the bottom of the page.
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