How do I open an account online?

It's easy to open a Checking, Savings, MMDA, or CD online. To open an account with FSB you will need:

  • Social Security Number
  • Form of ID
  • Acceptable credit history
  • Minimum deposit depending upon the account
  • A street address 

The application will pull your credit score and verify your identity, all in about 10 minutes.

If you are a current customer log into I-Banking and click on Open An Account in the left menu. This will auto-fill your personal information that is already in the system.

If you are not a current customer click on the Apply Now button in the upper right corner of the website.

From here, the steps are the same.

  • Select the account you wish to open.
  • Complete the application. Enter your personal data, ID details, and co-applicant info if applicable.
  • The system will ask some questions from your credit report to verify your identity.
  • When prompted, upload copies of your ID (and co-applicant's). We suggest lying your ID on a flat surface & taking a photo with your phone.
  • Next, fund the account to satisfy the minimum opening deposit requirement. This amount will vary depending on the account. Move funds from another financial or a debit or credit card.
  • Account is complete. We suggest waiting 24 hours to set up your I-banking login to ensure the account has been updated in the system.

Learn how to set up your I-banking login.