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Mobile Banking 101

Nine out of ten Americans have a cell phone and, according to research by The Nielsen Company, more than half of them are smart phones. For a steadily increasing number of consumers, smart phones and other mobile devices can be used for banking.

The Federal Deposit Insurance Corporation (FDIC) reports that the most common way customers make use of mobile banking is by accessing their bank’s website using the browser on their smart phone or mobile device. Farmers State Bank has developed a mobile web site so pages are formatted to fit on a mobile device’s screen. Visit www.m.FSB1879.com on your mobile phone to quickly access to your account, maps to branch locations, find an ATM or send us an email.

To reduce fraud and protect your money, the FDIC recommends that your phone or the mobile-banking application you’re using is password protected. In addition, make sure your phone isn’t storing your passwords to automatically log you into your bank account. That way, if you lose your phone, someone else can’t access your bank account without having your password. If your phone is lost or stolen, immediately notify your bank and/or mobile phone provider.

As with all products and services, make sure you understand how it works so you can make an informed decision about whether mobile banking may be right for you.