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Money-Saving Tips for Spring

To celebrate the warmer weather and add some money to your pocketbook, here are a few tips to help you save some cash this spring:

Make a shopping list. Before you head to the store, make a list of the items you need and only buy the items on your list.

Pay your bills online. If you’re still paying bills by mail, you can save on the cost of stamps by paying your bills online through FSB. Use bill pay in I-banking to manage and pay your bills with the touch of a button.

Get organized and avoid missed payments. Make a commitment to “spring clean” your bills and financial records. Taking extra time each month to get organized will pay off when you’re able to avoid late payment penalties.

Improve your credit score. Over time, a good credit score can save you thousands of dollars in interest charges. Checking your credit reports, paying your bills on time and reducing the amount of debt you owe are just a few steps you can take to improve your score. 

Wash your own car. Automated car washes are convenient, but the costs add up quickly. Instead of heading to the car wash, invest a little money up front to buy the supplies you need to wash your own car. Plus, it’s a great excuse to get outside and enjoy the warmer weather.

Subscribe to magazines you read. Subscriptions offer substantial savings compared to buying your favorite magazine from the newsstand. Better yet, stop by your local library each month and read your favorite magazines for free!

Commit to a “no-spend weekend.” Here’s a challenge your whole family can be a part of: break the spending routine and commit to going an entire weekend without spending money. Play board games, watch home movies, have a family barbeque and spend some time enjoying the great outdoors together. You’ll be saving money and making memories that will last a lifetime.