Phishing for Your Personal Information
Phishing attacks use ‘spoofed’ e-mails and fraudulent websites designed to fool recipients into divulging personal financial data such as credit card numbers, account usernames and passwords, Social Security numbers, etc. By hi-jacking the trusted brands of well-known banks, online retailers and credit card companies, phishers are able to convince recipients to respond to them.
Restoring your identity can be a tremendous inconvenience. It’s worth your while to exercise a little preventive maintenance. Protect yourself against this terrible crime. If you ever have concerns, please call the bank for more information, and for more personal finance tips, visit our web site at www.FSB1879.com.
Never give out your personal financial information in response to an unsolicited phone call, fax, or email, no matter how official it may seem.
Tip #1 - Do not respond to emails that may warn of dire consequences if you do not validate your information immediately. Contact the company to confirm the e-mail’s validity using a telephone number or web address you know to be genuine. Check your credit card and bank account statements regularly and look for unauthorized transactions, even small ones. Some thieves hope small transactions will go unnoticed. Report discrepancies immediately.
Tip #2 - When submitting financial information or making purchases on a website, look for the padlock or key icon at the top or bottom of your browser, and make sure the Internet address begins with “https”. This signals that your information is secure during transmission.
Tip #3 - Report suspicious activity to the Internet Crime Complaint Center at www.ic3.gov, a partnership between the FBI and the National White Collar Crime Center.
Tip #4 - If you have responded to an email that you believe is fraudulent, contact the bank immediately so they can protect your account and your identity.