Protect Your Plastic
Tips to keep your debit card safe and secure:
Tip #1 - Never give your PIN to anyone who does not share your account - not even family members. Do not give your PIN to anyone over the phone. Thieves often steal cards and then call the victims for their PIN, claiming to be law enforcement or the issuing bank.
Tip #2 - If an ATM looks suspicious, (for example, if it has a discolored card reader or an unresponsive keypad) use another machine, it could be a skimming device.
Tip #3 - Check your bank statements often and report unauthorized transactions immediately. Online banking and mobile banking can be helpful because they allow you to view transactions almost immediately, which is not possible if you have to wait for your monthly statement.
Tip #4 - If you have a reason to suspect fraud, check your account balance immediately by utilizing online banking, mobile banking, or telephone banking.
Tip #5 - Keep a record of card numbers, expiration dates and 800 numbers for your banks so you can contact the issuing bank easily in cases of theft.
Tip #6 - Keep your receipts to check against your statement.
Tip #7 - Mark through any blank spaces on debit receipts, including the tip line at restaurants, so the total amount cannot be changed.
Tip #8 - Know your limits. Many issuers limit daily purchases and withdrawals for your protection.
Tip #9 - Be wary of those trying to help you, especially when an ATM “eats” your card. They may be trying to steal your card number and PIN.
Tip #10 - Do not give your PIN to anyone over the phone. Thieves often steal cards and then call the victims for their PIN, claiming to be law enforcement or the issuing bank.