A FREE High-interest Checking Account

 

·  Earn 5.01% APY* on balances up to $25,000 (1.01% APY* on balances above $25,000)**

·  $100 minimum opening deposit

·  No minimum balance required

·  FREE Photo Check Card

·  FREE i-Banking with FREE Bill Pay feature

·  Reimbursed up to $10.00 in ATM Fees per month***

·  No maintenance fees

·  Unlimited ATM Transactions (ATM Locations)

·  Line of Credit available (Subject to qualification, certain fees may apply)

 

Qualifications:

1. Two Automatic Transfers Per Month (ACH Direct Deposit or ACH Payment)

2. Minimum of 12 Photo Check Card Transactions Per Month (Signature or PIN-based; Excludes ATM Withdrawals)

3. Receive Monthly eStatements (With Valid E-mail Address)

4. Sign in to I-Banking Once Per Month

 

$0.01-$25,000**                                                    5.01%                           4.90%

$25,000 +**                                                          1.01%                           1.00%

 

*APY = Annual Percentage Yield.

** Provided that all monthly qualifications are met; if they are not, an APY of .10% and an interest rate of .10% will be earned on all balances

***Charges up to $10.00 per month imposed at US non-proprietary ATM’s will be refunded to your account by the 15^th of the following month if the above conditions are met.

 

Rates are subject to change daily. Available on personal accounts only. Must live in FSB's trade area.