Compare Checking Accounts

Find the best checking account for you and your financial needs. Compare features, benefits and more.

Loyalty8
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Green9
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Ultimate
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Gold NOW7
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Minimum Opening Deposit $100 $100 $100 $100
Minimum Balance Required None None None

$20,000 combined daily balance7

Maintenance Fee None None None None
Minimum Automatic Transfers Per Month Required 2 0 0 0
Minimum Custom Check Card Transactions Per Month Required 15 12 0 0
Minimum Sign-in to I-Banking Per Month 1 0 0 0
Requires eStatements Yes Yes No No
Earns Interest or Rewards Yes Yes No Yes
Yes Yes Yes Yes
Yes Yes Yes Yes
  • Unlimited Check Writing
Yes Yes Yes Yes
Unlimited ATM Transactions (ATM Locations) Yes Yes Yes Yes
Line of Credit Available 
(Subject to qualification,
certain fees may apply)
Yes Yes Yes Yes
Additional Benefits
  • Reimbursed up to $10.00 in ATM Fees per month
  • FREE Mobile Banking
  • FREE Mobile Banking

  • Available for Free eStatements
  • FREE Mobile Banking
  • FREE FSB checks (2 boxes per order, 4 boxes per year)
  • FREE 3x5 Lock Box or $10 off the annual rent of any size box
  • No-Fee Cashiers Checks
  • Available for Free eStatements
  • FREE Mobile Banking
Loyalty8
Apply
Green9
Apply
Ultimate
Ask Us
Gold NOW7
Ask Us

Rates Effective As Of

7$20,000 combined minimum balance to open. Interest Compounds Monthly. May use Checking, savings, Time accounts (CDs), Retirement Accounts, Auto, HELOC, Jr Home Equity, FSB Credit Cards and qualifying outstanding personal loans. One account per customer. $12 fee if balance falls below minimum.

8Provided that all qualifications are met before last business day of the month; Sign into I-banking, receive estatements, minimum of 15 custom check card transactions (excludes ATM withdrawals) with a minimum of $10.00 per transaction and two automatic ACH transactions. If they are not, an APY of .01% and an interest rate of .01% will be earned on all balances. Charges up to $10.00 per month imposed at US non-proprietary ATM will be refunded to your account by the 15th of the following month if the above conditions are met.If the daily balance is $0.01- $20,000.00 the interest rate paid on that portion of the balance will be 3.01% APY of 3.05%. If the daily balance is greater than $20,000.00 the interest rate paid on that portion of the balance will be 0.15% with an APY range of 3.01%-0.15%.Limit one account per household in the Banks market area. Account Holder must have or open one additional primary or secondary account relationship other than the FSB Loyalty Checking, debit card, Ibanking.

9To obtain the $5.00 monthly reward you must meet the following criteria monthly: Minimum of 12 signature or pin based debit card merchant withdrawals (excludes ATMs) with a minimum amount of $10.00 per transaction. Transactions must be posted by the last business day of the month. You also must receive eStatements monthly (with a valid email address). If the above two items are completed by the last business day of the month $5.00 will be credited to your account by the 15th of the following month. This account is only available to customers in our trade area. One account per person. Personal Accounts Only. Account subject to change. See bank for more details.

*APY = Annual Percentage Yield. Rates & APY are variable and may change daily. Fees may reduce earnings. Available on personal accounts only and one account per household.

For more details please visit a Farmers State Bank location, call FSB at 1-877-FSB-1879, or email us at bank@fsb1879.com.