Get more done with Ultimate Checking1 from FSB.

For those starting their banking journey, it’s exactly what you need to jump right in. With plenty of features but no minimums, it’s the right choice for those starting out and those who just need the basics covered.

Learn the basics of money management with this easy to use checking account. Enjoy the convenience of modern online banking from your home or on the go. If you need help with anything, you can also stop into a branch for friendly in-person advice and support.

Ultimate Checking1 Has the Features You Need

Ultimate Checking1 at a Glance

  • Minimum Opening Deposit$100
  • Minimum Balance Required $0
  • Minimum Automatic Transfers Per Month Required 0
  • Minimum Debit Card Transactions Per Month Required 0
  • Minimum Sign-in to I-Banking Per Month 0
  • Requires eStatements times
  • Earns Interest or Rewards times
  • Available for FREE eStatements check
Rates Effective as of 

1 - Account subject to change. See Bank or TIS for more details.

All Checking Accounts Feature:

  • check NO Maintenance Fees
  • check $100 Minimum Opening Deposit
  • check Unlimited ATM Transactions 
  • check FREE Mobile Banking
  • check FREE I-Banking with FREE Bill Pay Feature
  • check Unlimited Check Writing
  • check FREE Debit Card
  • check Overdraft Protection Available
    (Subject to qualification, certain fees may apply)

Manage your money on the go with the FSB mobile app

  • dollar
    Monitor your account

    See account balances and transaction history.

  • mobile_phone
    Mobile Check Deposit

    Snap a photo of your checks and deposit them right into your account.

  • toggle
    Perform Transactions

    Transfer money between accounts.

  • map_pin
    Find Locations

    Use the interactive map to find the nearest FSB location and ATMs.