Compare Savings Accounts

Find the best savings account for you and your financial needs. Compare features, benefits and more.

Savings Account
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Smart Start Savings
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Elite MMDA
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Brokerage MMDA
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Health Savings Account (HSA)
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Minimum Opening Deposit $300 $100 $10,000 $1,000 $0
Minimum Balance Required $300 $100 $10,000 $1,000

$0
Minimum Balance Fee $3 $1 $10 $10 $0
Maximum Withdrawals Per Month 6 6 6 6 No limit
Excessive Withdrawal Fee $1 $1 $5 $5 None
Available for FREE eStatements Yes Yes Yes Yes Yes
Monthly Paper Statement Fee None $2 None None None
Earns Interest  Yes Yes Yes Yes Yes
with Checking Account with Checking Account No No Yes
Yes Yes Yes Yes Yes
  • FREE Mobile Banking 
Yes Yes Yes Yes Yes
  • FREE Checks
No No Yes Yes No
Additional Qualifications
  • None
  • Ages 0-17.
  • Ages 18-24 with FSB Checking Account.

None None Must be enrolled in a high-deductible health plan (HDHP).
The total amount you may contribute per year cannot exceed the published annual limit.  
Refer to www.IRS.gov 
Savings Account
Apply
Smart Start Savings
Apply
Elite MMDA
Apply
Brokerage MMDA
Ask Us
Health Savings Account (HSA)
Ask Us

Interest compounded monthly. Rates & APY are variable and may change daily. Fees may reduce earnings. “Only available in FSBs trade area”

eStatements free w/ valid email address.

For more details please visit a Farmers State Bank location, call FSB at 1-877-FSB-1879, or email us at bank@fsb1879.com.