Loan Rates

Rates Effective As Of

2019 - 2016 (<60k miles) Autos, Pickups & Motorcycles

New Autos, Pickups & Motorcycles
Term Less Than 80% Retail Fixed Rate Greater Than 80% Retail Fixed Rate
60 Months - As low as* 2.90% 3.15% Apply Now
66 Months- As low as* 3.09% 3.25% Apply Now
72 Months- As low as* 3.25% 3.50% Apply Now

A loan amount of $16,000 for a new auto with a rate of 2.50% with a maximum term of 60 months will result in a payment of $283.96 and an APR** of 2.50%. No downpayment required.


Used Autos, Pickups, & Motorcycles

2015-2013 Model Years (<120k miles) - As low as*
Term Less Than 80% Retail Fixed Rate Greater Than 80% Retail Fixed Rate
48 Months- As low as* 3.25% 3.50% Apply Now
60 Months- As low as* 3.30% 3.55% Apply Now
66 Months - As low as* 3.45% 3.70% Apply Now

2012-2010 Model Years- As low as*
Term Less Than 80% Retail Fixed Rate Greater Than 80% Retail Fixed Rate
36 Months- As low as* 4.25% 4.50% Apply Now
42 Months - As low as* 4.35% 4.60% Apply Now
48 Months- As low as* 4.50% 4.75% Apply Now

2009 & Older Model Years- As low as*

Term Less Than 80% Retail Fixed Rate Greater Than 80% Retail Fixed Rate
24 Months- As low as* 4.60% 4.85% Apply Now
36 Months- As low as* 4.75% 5.00% Apply Now


A loan amount of $16,000 for a used auto with a rate of 3.50% and a maximum term of 48 Months will result in a payment of $357.70 and an APR** of 3.501%. No downpayment required. 


Snowmobilies, ATVs, Dirt Bikes, Etc

New (2016-2019 Models)
Term Less Than 80% Retail Fixed Rate Greater Than 80% Retail Fixed Rate
60 Months* 4.50% 5.60% Apply Now
Used (2012-2015 Models)
Term Less Than 80% Retail Fixed Rate Greater Than 80% Retail Fixed Rate
48 Months* 6.40% 7.45% Apply Now
Used (2011 & Older Models)
Term Less Than 80% Retail Fixed Rate Greater Than 80% Retail Fixed Rate
36 Months* 6.85% 7.75% Apply Now

A loan amount of $5,000 for a snowmobile with a rate of 7.25% with a maximum term of 36 months will result in a payment of $155.26 and an APR** of 7.382%. No downpayment required. 

*Rates subject to credit rating. Contact a loan officer for more details.
**APR = Annual Percentage Rate 
***FSB uses N.A.D.A. as a guide to determine value. On model years 2002 and newer, we may finance up to 120% of retail. All rates subject to standard underwriting conditions and change.


Personal Loans

Consumer Loan
Term Less Than 80% Retail Fixed Rate Greater Than 80% Retail Fixed Rate
Up to 36 Months* 11.00% 13.00% Apply Now

A loan amount of $5,000 for a personal loan with a rate of 10.75% with a maximum term of 36 months will result in a payment of $163.10 and an APR** of 10.75%. No downpayment required.