More than a bank. A family with generations of experience.

Bringing the best of local banking to the Cedar Valley.

At FSB we continually strive to maintain a high level of customer service. FSB is proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met.

Building Your Success

Built on the solid foundations of the past, FSB offers local service, solid advice, integrity, and experience, but now on a much grander scale. Originally FSB specialized in agricultural loans, but has evolved into a full-service bank offering all the services to that of a corporate bank. We still prefer names to account numbers and addresses to loan numbers. Relationship-based banking makes sense to us and it’s just how we do business.

A History of Community

Farmers State Bank has been a part of the Cedar Valley for more than 130 years. Community involvement at Farmers State Bank goes beyond monetary support; it's committing countless hours of volunteer time to help make the cities we serve a great place to work, live, and play. FSB feels so strongly about the Cedar Valley that each employee's community involvement is part of their yearly performance review. We want to make sure our people are active participants in the communities we serve. As a locally-owned bank we not only expect our employees to be involved, we celebrate and support their efforts as they share their time, treasures and talents to enhance the community. We believe the communities we serve will be substantially better for the long term because of our presence.

FSB Leadership Team

Rod Duroe


Ryan Risetter

Executive Vice President, Private Banking

Dustin Thorson

Executive Vice President, Chief Lending Officer

Ready to get started?

It’s simple. Click below to apply online and start your relationship with FSB. Welcome to the family.