Your Dream Home Starts Here

Whether you’re ready to buy a new home or make improvements around the house, FSB has financing options right for you.

Home Mortgage Loans from FSB

Whether you are looking for a starter home or your dream home, we won’t quit until the keys are in your hands.
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Our mortgage loan officers are ready to help you with your real estate needs.

Purchase, refinance, remodel or build your dream home! FSB is here to guide you through the mortgage process. We offer competitive rates, low closing costs and lightning-fast pre-approvals with all our home loans. Feel comfortable knowing you will have the same friendly loan officers from start to finish and take advantage of our flexible payment terms on in-house loans.

We can provide:

  • Fixed Rate Mortgage Loans
  • ARM Loans (Adjustable Rate Mortgage)
  • Construction Loans
  • Home improvement loans
  • Refinancing
  • Home Equity Loans

Mortgage Rates

The rates shown are for the purchase of a primary residence.

Contact a Home Loan Expert for refinancing rates.

Term
Rate
APR**
15 Year
5.25%
5.341%
30 Year
5.50%
5.554%

**APR = Annual Percentage Rate

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Home Equity Loans

Using a home equity line of credit or a fixed rate junior home equity loan allows you to use the value of your home as collateral for borrowing money. Most often, this type of loan is intended for borrowers interested in home repairs, improvements or to purchase a vehicle. Call FSB or stop in today for more information. We have Home Loan Experts ready to assist you!
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Types of Home Equity Loans

A Home Equity Line of Credit (HELOC) operates like a revolving line of credit, meaning you save money by paying interest only on what you need. Keep this line of funding open for emergency or unforeseen expenses and don’t worry about penalties for non-usage. Ask your tax specialist about potential tax deductions on the interest you pay and use HELOCs to get the most out of the equity in your home.

A Fixed Rate Junior Home Equity is a second mortgage with set rates based on the equity in your home and the term of the loan. This type of loan has a set payment made over a fixed term. It can be combined with a first mortgage to avoid paying Private Mortgage Insurance (PMI) when purchasing a home.

Home Equity Loan Rates

Term
Rate
APR**
5 Year
6.625%
6.743%
10 Year
6.875%
6.939%
15 Year
7.375%
7.421%

**APR = Annual Percentage Rate

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Meet Our Home Loan Experts

Whether you are looking for a starter home or your dream home, we won’t quit until the keys are in your hands.
Haleigh Sperfslage

NMLS #1487916

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Jared Schmit

NMLS #531610

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Heidi Abben

NMLS #844674

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Josh Schrofer

NMLS #690522

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Eric Krieger

NMLS #500000

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Scott Schiefelbein

NMLS #1434245

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