Mortgages

Term Rate APR**
15 Yr. 3.875% 3.935%
30 Yr. 4.500% 4.535%

Home Equity Loans

Term Rate APR**
5 yr 4.250% 4.358%

CD Specials^

All Rates
Term Rate APY*
17 Mo. 2.78% 2.80%
24 Mo. 2.88% 2.90%

Low Rates. High return.

New home or remodel, school car or dream convertible, or maybe unplanned furnace replacement, we're here to provide financing options that fit nearly any budget.

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  • *Annual Percentage Yield
  • ** Annual Percentage Rate
  • Rates Effective as of:

Open And Account

We proudly offer a variety of FSB account options to meet the needs of every customer we serve.

Immediate access to your money is important, but when you don't need it, why not put it to work earning money for you? If you're looking for Waterloo-based checking account (or other eastern Iowa locations), Farmers State Bank has what you need.

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Purchase, refinance, remodel or build your dream home!

FSB offers competitive rates, low closing costs and lightning-fast pre-approvals with all our home loans. Feel comfortable knowing you will have the same friendly loan officers from start to finish and take advantage of our flexible payment terms on in-house loans.

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