We're all about community.

We serve Iowans at every stage of life, helping them grow and prosper. We're all about you.
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Bank From the Comfort of Home

Banking online has never been easier. Apply for a checking account online and open an account in less than 10 minutes. Get started now!
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Open an Account

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All Cedar Valley locations are currently experiencing phone issues, to call the bank dial the Des Moines phone number 1-515-987-6969.

Current Rates

5 Year Home Equity

5.625% Rate

5.743% APR**

15 Year Mortgage

6.125% Rate

6.219% APR**

30 Year Mortgage

6.00% Rate

6.056% APR**

Apply Now

**APR = Annual Percentage Rate

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Your Financial Future

No matter where you are in life, FSB has a solution for you.
Select a solution that best describes you to find out the products that fit your financial needs.

Milestone Moments

Transition to financial independence with FSB.

Starting Out

As your family grows, make sure your money does too.

Financial Growth

Make money moves that leaves a legacy.

Starting a Business

Set your business up for success.

Our Customers Really Like Us

Customer Testimonials

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Always greeted with a smile and no wait time. They take care of my business fast and even add up my deposit if I don’t have it ready;) it is much appreciated!

- Greg B.

Great people and service!

- Ethan B.

Very nice and helpful and gave multiple options on what I could do and what would be easier! Would definitely recommend them to my family.

- Dani H.

Farmers State Bank

We're all about community.

Bank From the Comfort of Home

Current Rates

Your Financial Future

Our Customers Really Like Us

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