FSB has the Products You're looking for

When you open an account at FSB you manage your money your way. Choose from personal banking options like checking, savings and loans, then monitor your accounts online, on your phone, or in person at a branch. Keep your personal bank account just that – personal.


FSB has accounts for every stage in your life. Both of them feature unlimited ATM transactions, free online banking, debit card, and free mobile banking with check deposit!

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    Monitor your account

    See account balances and transaction history.

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    Mobile Check Deposit

    Snap a photo of your checks and deposit them right into your account.

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    Find Locations

    Use the interactive map to find the nearest FSB location and ATMs.


Grow your wealth with one of FSB’s savings accounts. Just need a simple place to stash your money? Try our regular Savings account. Putting away money for a little one? Our Smart Start account offers a high interest rate to get them started on the right foot. We also have Money Market Accounts and CDs for investors. Finally, take advantage of tax savings with a Health Savings Account (HSA) and save on your health expenses!

Home Loans

Using a home equity line of credit or a fixed rate junior home equity loan allows you to use the value of your home as collateral for borrowing money.

Talk to a Home Loan Expert
Mortgage Rates
The rates shown are for the purchase of a primary residence.
Contact a Home Loan Expert for refinancing rates.
Rate Disclosures
15 Year
30 Year
Home Equity Loan Rates
Rate Disclosures
5 Year
10 Year
15 Year

Auto Loans

Thinking about getting a new or updated vehicle? Come talk with a friendly loan specialist to find a payment plan and term that will suit your needs. Farmers State Bank has competitive auto loan rates on Cars, Trucks, Boats, ATVs, or Motorcycles.

New - 2022-2020 Model Years (<60,00 miles)10
APR as low as**
60 Months
72 Months
84 Months
Used - 2019-2017 Model Years 10
APR as low as**
60 Months
66 Months
72 Months
Apply Now
See All Auto Rates

**APR = Annual Percentage Rate. Rates subject to credit rating, standard underwriting and subject to change at anytime.  FSB uses NADA as a guide to determine value.  See Bank for more details.

Rate Disclosures

Wealth Management

Dedicated to helping our clients build wealth, knowledge, and confidence in their financial success through trusted personal service and individualized solutions.

At FSB Premier, we are dedicated to providing investment management and strategic wealth planning to busy individuals and their families. Simply put, we strive to be our clients' trusted advisors.

Visit us online at www.FSBPremier.com to find out more about our financial planning process and learn how a sound financial plan can help you achieve your goals.

Learn More

FSB Premier Wealth Management is a member of FINRA and SIPC. Not a deposit account. Not FDIC insured. Not insured by any federal government agency. Not guaranteed by the Bank. May go down in value.  

Credit Cards

Your FSB credit card provides the financial freedom to make everyday and monthly purchases in a convenient and secure way, plus earn rewards points.

  • Local personal service
  • No annual fee
  • No balance transfer fee
  • Access your account online
  • Make purchases, pay bills or get cash
  • Convenience of worldwide acceptance
  • Security of Visa’s multiple layers of protection
Apply NowLearn More

Ready to get started?

It’s simple. Click below to apply online and start your relationship with FSB. Welcome to the family.