Frequently Asked Questions

How do I apply for a mortgage?
What kind of insurance do I need on my car with a loan?
What fees are associated with a HELOC?
Do I need a down payment for an auto loan?
Is a HELOC an adjustable or fixed rate?
What is an Adjustable Rate Mortgage (ARM)?
What is the maximum loan to value amount?
How can I avoid paying PMI?
What is Escrow?
What can I use my HELOC for?
What is PMI?
How quickly can I get approved for a HELOC?
What is the minimum down payment for a house?
How can I access my HELOC?
Why is a principal balance not my payoff amount?
What are your current mortgage rates?

Ready to get started?

It’s simple. Click below to apply online and start your relationship with FSB. Welcome to the family.