Waterloo - Tower Park

NOTE: All mail should be addressed to: 131 Tower Park Drive, Suite 100, Waterloo, IA 50701

One of two Waterloo bank locations, Farmers State Bank at the Tower Park Building is our largest location and it serves as the FSB Headquarters. Here we offer a 24-hour accessible, drive-up ATM in front of the building. Our Drive Up window is available to you Monday through Saturday and the Lobby is open Monday through Friday.

Our Waterloo banks service the Cedar Valley community through a wide array of personal and business banking services. If you’re interested in refinancing your home, getting an auto loan or opening a line of credit, Farmers State Bank can help. Visit our Personal or Business pages to learn more about all the banking services we offer. Our office is known for offering extensive services to meet all of your banking needs, while retaining a friendly, welcoming and educational environment. Let us help you manage your finances at one of our Waterloo banks.

Our Waterloo Tower Park branch has the capacity to help you with all your personal and business banking needs.

Personal Banking

Whether you’re opening your first personal checking or savings account, looking for an auto loan or credit card, Farmers State Bank can help.

Business Banking

From Business Checking & Savings accounts to Business Loans, our friendly bankers can assist you with all your commercial banking needs. We offer assistance with many types of commercial loans including small business loans, construction loans, agricultural loans and more.


We have mortgage loan officers ready to help with all your real estate needs. From low interest home mortgage loans to home equity loans and refinancing.