You have probably walked into a store recently and saw a sign about the national coin shortage. It's a very real issue. Business closures, along with reduced staffing and production at the US Mint, have caused a coin circulation issue.

So, what can you do to help your local businesses? You could carry around a piggy bank to pay with exact change, but we have a few lighter suggestions:

Swipe your Debit Card

• Both FSB Checking accounts reward you for swiping your debit card, so purchases can really add up.

Pay with your FSB Credit Card

• Each purchase gives you points towards travel, merchandise and gift cards.

Tap to pay with Mobile Wallet

• The truly "contact-less" way to pay. Just tap your phone and go.