Cedar Falls - 6th & Main

NOTE: All mail should be addressed to: 131 Tower Park Drive, Suite 100, Waterloo, IA 50701

The 6,000 square-foot Cedar Falls branch includes an expanded teller line, a drive-up teller window and 24 hour drive-up ATM. The full service branch employs a branch manager, loan officer, commercial lenders and multiple tellers who can assist customers with new accounts, entering deposits and servicing loans.

Visit the lobby of our Cedar Falls location Monday through Thursday from 8:30 a.m. to 5 p.m. and Fridays from 8:30 a.m. to 6:00 p.m. Our drive-up hours are Monday through Thursday from 8:30 a.m. to 5 p.m., Fridays from 8:30 a.m. to 6:00 p.m. and Saturdays from 8:30 a.m. to noon. Visit our 24-hour ATM anytime, which is conveniently located on the South-West side of the building.

Our Cedar Falls 6th & Main branch has the capacity to help you with all your personal and business banking needs.

Personal Banking

Whether you’re opening your first personal checking or savings account, looking for an auto loan or credit card, Farmers State Bank can help.

Business Banking

From Business Checking & Savings accounts to Business Loans, our friendly bankers can assist you with all your commercial banking needs. We offer assistance with many types of commercial loans including small business loans, construction loans, agricultural loans and more.


We have mortgage loan officers ready to help with all your real estate needs. From low interest home mortgage loans to home equity loans and refinancing.