kickstart Checking Account from FSB

Unlock financial freedom

Ready to ditch the piggy bank and step into the world of real banking? The Kickstart Checking Account10 is designed specifically for teens, giving you the independence and tools needed to manage your money like a pro.

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Limited-time promotion!

Kickstart Summer Savings

For a limited time, open a new Kickstart account and you'll score a FREE theme park pass!** It's the perfect way to celebrate financial independence and enjoy some summer fun.

Is your teenager ready to take charge of their finances? The Kickstart Checking Account10 is designed specifically for teens, giving them the independence and tools needed to manage their money like a pro.

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** One bonus & account per person. Subject to credit approval. Available for ages 0 - 24. Account opening bonus: one adult pass to Lost Island Themepark, Waterloo, IA, or Adventureland Park, Altoona, IA valid for 2025 season ($43 value). No cash value, no refunds for unused passes. Pass will be provided at account opening. Adventureland pass available at FSB West Des Moines location only. Bonus considered interest income. A 1099INT will be issued with year end 2025 tax reporting. New accounts only, cannot convert an existing FSB checking account to earn bonus. Lost Island and Adventureland Park are not a participant in or sponsor of this promotion. All rates, terms and conditions are subject to change without notice. See bank for details. Offer expires July 31, 2025.

Kickstart Checking10 at a Glance

  • Minimum Opening Deposit$0
  • Minimum Balance Required $0
  • Age Requirement0 - 24
  • No Guardian or Cosigner Age 14+chcccheckmark
  • No Maintenance Fees chcccheckmark
  • Available for FREE eStatements chcccheckmark
  • FREE Debit Cardcheckmark
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Rates Effective as of 
June 6, 2025

See disclosures for additional information.

*APY = Annual Percentage Yield. Rates & APY are variable and may change daily.  Fees may reduce earnings.  See Bank or TIS for more details.

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The FSB Kickstart Checking Account10 is designed specifically for teens, putting your money matters in your hands.

  • Be your own boss: Manage your allowance, birthday cash, and part-time earnings all in one secure spot.
  • Your own debit card: Pay with the freedom and security of a FSB Visa® debit card. Plus, access your money at hundreds of free ATMs nationwide.
  • Mobile app that's actually cool: Check your balance, see transactions, and stay on top of your spending - all from your phone.
  • No maintenance fees, no minimums: We won't nickel and dime you, so you can keep more of your hard-earned cash.
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You're in Control When You Choose Kickstart Checking10

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$0 Opening Deposit
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Free Debit Card
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Mobile  Check Deposit
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Free IBanking

Manage Your Money on the Go With the FSB Mobile App

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    Monitor Your Account

    See account balances and transaction history.

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    Mobile Check Deposit

    Snap a photo of your checks and deposit them right into your account.

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    Perform Transactions

    Transfer money between accounts.

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    Find Locations

    Use the interactive map to find the nearest FSB location and ATMs.