20 - Minimum opening deposit $25 & no minimum balance.
21 - Minimum opening deposit $25 & no minimum balance. Within the monthly Account analysis statement an earnings credit of 0.40% Rate & APY* will be calculated using the average daily collected balance (minus a 10% reserve requirement). If utilizing FSB Treasury Management Services (ACH Origination, Remote Deposit, Positive Pay, Sweeps) with this account, there will be an additional package fee that will be included in the monthly analysis.^ Account subject to change. See Bank or TIS for more details.
22 - Minimum opening deposit $25 & $5,000 minimum balance to avoid monthly maintenance fee of $10.00. If the daily balance is more than $4,999.99, but less than $100,000.01, the interest rate paid on that portion of the balance will be 0.05%. The annual percentage yield for this tier will be 0.05%. If the daily balance is more than $100,000.00 the interest rate paid on that portion of the balance will be 0.10%. The annual percentage yield for this tier will range from 0.05% to 0.10%. If utilizing FSB Treasury Management Services (ACH Origination, Remote Deposit, Positive Pay, Sweeps) with this account, there will be an additional package fee that will be included in the monthly analysis. ^ Account subject to change. See Bank or TIS for more details.
^ $20.00 monthly service fee. This includes all ACH Origination (credit & debit) OR Remote Deposit (checks scanned at place of Business). As well as Internet Banking Administration and free online dual controls wires (outgoing wires processed through iBanking).
^ $40.00 monthly service fee. This includes ACH Originations (credit & debit), Remote Deposit (checks scanned at place of Business), Positive Pay (check & ACH fraud prevention) and Sweep Services. As well as Internet Banking Administration and free online dual control wires (outgoing wires processed through iBanking).