Ordering checks online is fast and easy!
You can either apply online or stop by your local branch. We require a a Social Security Number, Form of ID, acceptable credit history, minimum deposit depending upon the account, and a street address. All authorized signers must be present at the time the account is opened.
Ask your employer for their direct deposit form. You will need to provide FSB's routing number (073908045) as well as your account type and number.
You will not receive the higher interest rate, but there are no fees for missing requirements. Check your loyalty letter to see if you are making all of your qualifications or falling short in certain areas.
The cutoff time for all deposits and withdrawals made at the branch of your choice is the close of the business day.
We offer various sizes at many of our locations. Contact your local branch for details.
It's easy to open a Checking, Savings, MMDA, or CD online. To open an account with FSB you will need:
The application will pull your credit score and verify your identity, all in about 10 minutes.
If you are a current customer log into I-Banking and click on Open An Account in the left menu. This will auto-fill your personal information that is already in the system.
If you are not a current customer click on the Apply Now button in the upper right corner of the website.
From here, the steps are the same.
A returned item fee is when there is insufficent money in your checking account and the bank returns those items as unpaid.
Contact the business to get their form for automatic withdrawal. You will need to provide FSB's routing number (073908045) as well as your account type and number. You can also use Bill Pay in I-banking to manage all of your payments in one location.
In-person and ACH deposits will be credited to your account immediately upon receiving the funds.
Mobile deposits will be processed five times a business day 9:00 am, 11:00 am, 1:00 pm, 3:00 pm, and close of business.
Rates are subject to change daily for all CD and other interest bearing accounts.
An overdraft occurs when you don't have enough money in your checking account to cover a transaction, such as a check you've written or a direct debit from a merchant.
Auto transfers are easily set up in I- Banking. Learn more
When you select Balances from the Accounts menu, the system displays all open financial institution accounts, grouped by account type.
For each account listed on the account summary display, the system lists both current and available balances for deposits and available credit and current balance for loans. The definition of current balance and available balance may differ depending upon how we handle float or memo-posted items.
Account balances are totaled for loans and deposits to provide a complete financial picture of your accounts. You can click each account's title to obtain detailed information about the account.
Current Balance - The current balance is the result of all of the transactions posted to your account. The current balance on a loan account is the unpaid balance of the loan.
Available Balance - The available balance is the amount currently available to you. The available credit for a loan account is the amount you can withdraw or borrow.
Maturity Date - On any investment account, you may view the maturity date next to the current balance and available balance.
Yes, you need to have an account w/ FSB to purchase a lock box.
Currently our accounts integrate with the following financial software:
FSB does not provide, and is not responsible for, the product, service, or overall website content available at linked site. Bank’s privacy policies do not apply to linked websites. Viewers should consult the privacy disclosures on the linked site for further information.
No, you can have one or the other and this is limited to one account per household (address). Only available in FSB’s trade area.
Signers can be added or removed at any time on personal or business accounts. All signers will need to sign a new signature card. For business accounts, an officer of the business will need to complete an authorized signers form. To begin the process please contact us, or stop into any location.
1. What is ClickSWITCH?
ClickSWITCH is an automated account switching solution that revolutionizes the way I-Banking users are able to set up their direct deposits. It automates, streamlines, and simplifies the process of submitting new account information.
ClickSWITCH quickly, safely, and efficiently switches direct deposits from old accounts to new ones. It’s a time-saving value-add for anyone wanting to switch their direct deposits to a new account with FSB.
2. When can a switch be initiated?
Anytime! ClickSWITCH can be used anytime a user wants to change the financial institution or account that receives their direct deposits.
3. What items can ClickSWITCH move for customers?
Accountholders can switch their reoccurring payments and direct deposits to their FSB account using ClickSWITCH.
4. What information is stored within ClickSWITCH?
ClickSWITCH only requests and stores the minimal amount of data required to complete a switch. This information consists of the same details you would see on a blank check. In addition to your name, address, bank account, and routing number, a phone number and email address are also collected.
5. How long does the account switching process take?
Submitting a switch can take as little as about 90 seconds. The length of time it takes for a switch to be fully processed depends on a variety of factors between the depositor and FSB, but fear not, it ranges from an instantaneous switch to just a few short days.
This service can be found under the services tab labeled "Direct Deposit Switch" located in FSB I-Banking.