Ordering checks online is fast and easy!
You can either apply online or stop by your local branch. We require a a Social Security Number, Form of ID, acceptable credit history, minimum deposit depending upon the account, and a street address. All authorized signers must be present at the time the account is opened.
Ask your employer for their direct deposit form. You will need to provide FSB's routing number (073908045) as well as your account type and number.
You will not receive the higher interest rate, but there are no fees for missing requirements. Check your loyalty letter to see if you are making all of your qualifications or falling short in certain areas.
The cutoff time for all deposits and withdrawals made at the branch of your choice is the close of the business day.
We offer various sizes at many of our locations. Contact your local branch for details.
It's easy to open a Checking, Savings, MMDA, or CD online. To open an account with FSB you will need:
The application will pull your credit score and verify your identity, all in about 10 minutes.
If you are a current customer log into I-Banking and click on Open An Account in the left menu. This will auto-fill your personal information that is already in the system.
If you are not a current customer click on the Apply Now button in the upper right corner of the website.
From here, the steps are the same.
A returned item fee is when there is insufficent money in your checking account and the bank returns those items as unpaid.
Contact the business to get their form for automatic withdrawal. You will need to provide FSB's routing number (073908045) as well as your account type and number. You can also use Bill Pay in I-banking to manage all of your payments in one location.
In-person and ACH deposits will be credited to your account immediately upon receiving the funds. Mobile deposits will be processed three times a business day 9:00 am, 1:00 pm, and close of business.
Rates are subject to change daily for all CD and other interest bearing accounts.
An overdraft occurs when you don't have enough money in your checking account to cover a transaction, such as a check you've written or a direct debit from a merchant.
Auto transfers are easily set up in I- Banking. Learn more
When you select Balances from the Accounts menu, the system displays all open financial institution accounts, grouped by account type.
For each account listed on the account summary display, the system lists both current and available balances for deposits and available credit and current balance for loans. The definition of current balance and available balance may differ depending upon how we handle float or memo-posted items.
Account balances are totaled for loans and deposits to provide a complete financial picture of your accounts. You can click each account's title to obtain detailed information about the account.
Current Balance - The current balance is the result of all of the transactions posted to your account. The current balance on a loan account is the unpaid balance of the loan.
Available Balance - The available balance is the amount currently available to you. The available credit for a loan account is the amount you can withdraw or borrow.
Maturity Date - On any investment account, you may view the maturity date next to the current balance and available balance.
Yes, you need to have an account w/ FSB to purchase a lock box.
Currently our accounts integrate with the following financial software:
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No, you can have one or the other and this is limited to one account per household (address). Only available in FSB’s trade area.