Immediate access to your money is important, but when you don't need it, why not put it to work earning money for you?
The FSB Loyalty Checking account is a free account that earns a high interest rate so long as you're able to maintain a positive balance. There are no minimum balance fees and this checking account comes with a free check card to make accessing your money even easier! Pair this with our new personalized bank cards and you'll have easy access, great support and a custom look to your checking account. If you're looking for a Waterloo-based checking account (or other Eastern Iowa locations), Farmers State Bank has what you need with the FSB Loyalty Checking account.
- Earn 3.05% APY* on balances up to $20,000(0.15% APY* on balances above $20,000)8
- $100 minimum opening deposit
- No minimum balance required
- FREE Custom Check Card
- FREE I-Banking with FREE Bill Pay feature
- Reimbursed up to $10.00 in ATM Fees per month8
- No maintenance fees
- Unlimited ATM Transactions (ATM Locations)
- Line of Credit available (Subject to qualification, certain fees may apply)
The following must be completed and posted by the last business day of the month:
- Two Automatic Transfers Per Month (ACH Direct Deposit or ACH Payment)
- Minimum of 15 Custom Check Card Transactions Per Month (Signature or PIN-based; Excludes ATM Withdrawals) with a minimum amount of $10.00 per transaction
- Receive Monthly eStatements (With Valid E-mail Address)
- Sign in to I-Banking Once Per Month