Put your money to work for you with Loyalty Checking3 from FSB

Earn 2.00% APY* on balances up to $15,0003 every month when you complete a few simple requirements. Maximize your money with this account.

To earn 2.00% APY* on balances up to $15,0003 and 0.15% APY* on any balance over $15,000, the following must be completed and posted by the last business day of each month:

  • Two automatic transfers per month (ACH Direct Deposit or Payment)
  • Minimum of 15 debit card transactions per month (excludes ATMs) with a minimum amount of $10.00 per transaction
  • Receive monthly eStatements (with valid e-mail address)
  • Sign in to I-Banking once per month

Earn More with Loyalty Checking's3 Great Features

Loyalty Checking3 at a Glance

  • Minimum Opening Deposit$25
  • Minimum Balance Required $0
  • Minimum Automatic Transfers Per Month Required                                                                                2
  • Minimum Debit Transactions Per Month Required 15
    ($10 minimum per transaction)
  • Minimum Sign-in to I-Banking Per Month 1
  • Earns Interest or Rewards check
  • Available for FREE eStatements check
Rates Effective as of 

See disclosures for additional information.

*APY = Annual Percentage Yield. Rates & APY are variable and may change daily. Fees may reduce earnings. Available on personal accounts only and one account per household. Under no circumstances will FSB make interest adjustments to the account holders if the above requirements are not met. The only exception will be in the event of FSB's errors. Only available in FSBs trade area. See Bank or TIS for more details.

All Checking Accounts Feature:

  • check No Maintenance Fees
  • check $25 Minimum Opening Deposit
  • check Unlimited ATM Transactions 
  • check FREE Mobile Banking
  • check FREE I-Banking with FREE Bill Pay Feature
  • check Unlimited Check Writing
  • check FREE Debit Card
  • check Overdraft Protection Available
    (Subject to qualification, certain fees may apply)

Manage your money on the go with the FSB mobile app

  • dollar
    Monitor your account

    See account balances and transaction history.

  • mobile_phone
    Mobile Check Deposit

    Snap a photo of your checks and deposit them right into your account.

  • toggle
    Perform Transactions

    Transfer money between accounts.

  • map_pin
    Find Locations

    Use the interactive map to find the nearest FSB location and ATMs.