Rewards Checking Account from FSB

You’ll Be Seeing Double

The perfect blend of interest and FSB Credit Card rewards points. Earn 3.04% APY* on balances up to $15,0001 every month when you complete a few simple requirements. Plus, with each swipe of your FSB Credit Card, you'll earn rewards points towards travel, gift cards, and more.

Rewards Checking1 at a Glance

  • Minimum Opening Deposit$25
  • Minimum Balance Required $0
  • Minimum Automatic Transfers Per Month 2
    ($100 minimum per transaction)
  • Minimum Credit Card Purchases Per Month 15
    ($10 minimum per transaction)
  • Minimum Sign-in to I-Banking Per Month 1
  • Earns Interest or Rewards checkmark
  • Available for FREE eStatements checkmark
Rates Effective as of 
February 14, 2024

See disclosures for additional information.

*APY = Annual Percentage Yield. Rates & APY are variable and may change daily. Fees may reduce earnings. Available on personal accounts only and one account per household. Under no circumstances will FSB make interest adjustments to the account holders if the above requirements are not met. The only exception will be in the event of FSB's errors. Only available in FSBs trade area. See Bank or TIS for more details.

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To earn 3.04% APY* on balances up to $15,0001 and 0.15% APY* on any balance over $15,000 the following must be completed and posted by the last business day of each month:

  • Two automatic transfers per month (ACH Direct Deposit or Payment) with a minimum amount of $100.00 per transaction
  • Minimum of 15 FSB Credit Card purchases on monthly 26th - 25th cycle, (excludes cash advances) with a minimum amount of $10.00 per transaction
  • Receive monthly eStatements (with valid e-mail address)
  • Sign in to I-Banking once per month

Earn More with Rewards Checking's1 Great Features

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3.04% APY* On Balances Up To $15,0001
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Earn Credit Card Rewards Points
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Mobile Check Deposit
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Free IBanking With Bill Pay

All Checking Accounts Feature:

  • square_checkmark No Maintenance Fees
  • square_checkmark $25 Minimum Opening Deposit
  • square_checkmark Unlimited ATM Transactions 
  • square_checkmark FREE Mobile Banking
  • square_checkmark FREE I-Banking with FREE Bill Pay Feature
  • square_checkmark Unlimited Check Writing
  • square_checkmark FREE Debit Card
  • square_checkmark Overdraft Protection Available
    (Subject to qualification, certain fees may apply)

Manage Your Money on the Go With the FSB Mobile App

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    Monitor Your Account

    See account balances and transaction history.

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    Mobile Check Deposit

    Snap a photo of your checks and deposit them right into your account.

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    Perform Transactions

    Transfer money between accounts.

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    Find Locations

    Use the interactive map to find the nearest FSB location and ATMs.